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Roadmap for improving U.S. retirement savings: Make it easier

July 11, 2018

Retirement security is an important financial priority for every American. As our population ages, it is becoming increasingly clear that policy changes are needed to facilitate retirement security. Today, individuals are living longer and are increasingly responsible for funding their own retirement. At the same time, many are not saving and investing enough to adequately meet their needs for a secure retirement.Almost half of all private-sector workers aren’t participating in a retirement savings plan through their employer, according to the U.S. Bureau of Labor Statistics. Further, over a third of Americans don’t have access to a public or private employer-sponsored plan,and that number is even higher for individuals who work for small businesses.

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