Roadmap for improving U.S. retirement savings: Make it easier

July 11, 2018

Retirement security is an important financial priority for every American. As our population ages, it is becoming increasingly clear that policy changes are needed to facilitate retirement security. Today, individuals are living longer and are increasingly responsible for funding their own retirement. At the same time, many are not saving and investing enough to adequately meet their needs for a secure retirement.Almost half of all private-sector workers aren’t participating in a retirement savings plan through their employer, according to the U.S. Bureau of Labor Statistics. Further, over a third of Americans don’t have access to a public or private employer-sponsored plan,and that number is even higher for individuals who work for small businesses.

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iD Tech Camps

iD Tech is a leader in summer STEM education programs for students ages 7–18. Our mission is to create life-changing tech experiences that embolden students to shape the future. We build inclusive, fun learning environments where students are empowered with the skills they need to reimagine our tech-driven world.

OTHER WHITEPAPERS
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Future Readiness of SMEs- Mobilizing the SME Sector to Drive Widespread Sustainability and Prosperity

whitePaper | November 30, 2021

This report uncovers the set of organizational capabilities and orientations needed for SMEs to become future ready. It also highlights a series of best practices from SMEs leading the way in terms of future readiness. The paper builds on an in-depth analysis of more than 200 peer-reviewed articles and the engagement of more than 300 chief executive officers and founders of SMEs.

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How can small businesses optimize cash flow?

whitePaper | July 16, 2022

Managing its cash flow is critical for every company to survive in these turbulent times. For many, it is the key to success and survival, given that over 61% of small businesses struggle with managing their cash flow.

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The Small Business guide to HR

whitePaper | November 6, 2019

SmallBusiness.co.uk has partnered with award winning HR and Health and Safety outsourcing specialists, Peninsula HR, to bring you The Small Business guide to HR. This e-book will take you through the essentials you need to grow and maintain your business including recruitment, employment contracts, parental leave, and managing employee conduct.

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THE STATE SMALL BUSINESS CREDIT INITIATIVE AND REBUILDING THE U.S. MANUFACTURING BASE

whitePaper | May 31, 2023

The American Rescue Plan, passed in 2021, reauthorized and expanded the State Small Business Credit Initiative (SSBCI) and will provide nearly $10 billion in funds to help small businesses access the capital they need to invest in job-creating opportunities as the country emerges from the pandemic.

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The ultimate guide to business connectivity in field services

whitePaper | September 1, 2022

The challenges that field service workers face today stem from one primary issue: a lack of business connectivity. They require the same capabilities to access information and collaborate as the corporate office but have fewer tools to do so. This dichotomy between expectations and reality results in headaches that manifest in a variety of ways.

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Accelerating Digital Payments in Latin America and the Caribbean

whitePaper | May 20, 2022

Digital payments play an important role in financial inclusion. Research shows that when people have access to digital payments, these act as a gateway to other financial services, like credit and insurance; and people are more likely to use those services to save money, start or expand businesses, manage risk and better sustain financial shocks.4 Digital payments also allow governments to disburse resources to more of their unbanked populations than they would using cash. Micro-, small and mediumsized enterprises (MSMEs) greatly benefit from the use of digital payments as it allows them to attract more customers and bring their business online, creating opportunities to sell beyond their immediate geography

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Spotlight

iD Tech Camps

iD Tech is a leader in summer STEM education programs for students ages 7–18. Our mission is to create life-changing tech experiences that embolden students to shape the future. We build inclusive, fun learning environments where students are empowered with the skills they need to reimagine our tech-driven world.

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