Small business credit cards help to separate business owners’ personal finances from company money, handle business cashflow gaps and help businesses to establish a credit history. These cards are very similar to consumer credit cards; they rely on owner’s personal credit history and post all account events on your personal credit report. Best overall business credit card that we recommend is Spark Cash for Business. This card offers 2% flat cash back and $500 sign up bonus. For travel rewards have a look at Ink Plus Business Card. Get 5 reward points for every dollar spent on office supplies and telecom purchases, 2 points on gas and hotel reservations and 60,000 points sign up bonus.