. https://www.noobpreneur.com/2020/04/06/3-of-the-most-common-bank-loans-for-small-businesses/

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3 OF THE MOST COMMON BANK LOANS FOR SMALL BUSINESSES
Securing a small business loan is challenging.  However it’s always advisable to head off to your local bank for a loan when the need for cash hits and investor money isn’t available and/or wanted. Well that’s because banks tend to have a few more scruples than higher-risk lenders, and will offer more favorable terms, specifically regarding the interest rate you’ll have to pay on the loan amount. Using the bank to help you pay off sudden emergency needs, or eliminate higher-interest debt, can save you hundreds or thousands in interest payments. A small business loan, including lines of credit, are also less expensive than credit cards, which generally have much higher interest rates. IVAN WIDJAYA READ MORE