5 Low-Interest Business Credit Card Alternatives

BEN LUTHI | March 13, 2019

article image
If you have good personal credit, it’s relatively easy to qualify for a business credit card. But if you’re planning to finance large expenses over time, using a credit card can get expensive. Here are some alternatives to consider that may offer lower interest rates, or won’t charge interest at all. If your business has been around for a while and has good financials, you may be able to qualify for a small business loan. Banks and commercial lenders can often offer lower interest rates than business credit cards, especially if the loan is partially or fully guaranteed by the U.S. Small Business Administration. As you shop around, make sure you know each lender’s eligibility requirements, including how long you have to be in business and what your annual revenue needs to be to qualify.

Spotlight

Maris Interiors LLP

At Maris Interiors LLP we create award winning workplaces and have grown to become the UK's leading specialist in workplace optimisation, office design, office fit-out, office refurbishment and office furniture.Founded in 1977, we have successfully completed over 10,000 office design, fit-out and refurbishment projects, ranging in size from 1,500 to 120,000 sq ft, with values from £50k to £20 million.We believe that intelligently designed and fitted out offices significantly improve every aspect of a business, enhancing brand identity and resulting in better staff attraction, staff retention, productivity and morale, ultimately leading to a more profitable business. We call this workplace optimisation.

OTHER ARTICLES

5 Reasons why SME's are struggling to stay in business

Article | February 17, 2020

As we enter a new decade, 58% of small businesses in the UK anticipate a plateau, or for their business to struggle in the year ahead. Only 1 in 4 predict to see growth. A new report, which surveyed 1,000 small business owners and sole traders across the country has been carried out by financial technology experts, Takepayments Limited, unveiling a snapshot of the small business landscape in the UK. It uncovers key challenges for small businesses in 2020 and tips on how business owners can secure a more consistent cash flow. Below the report unveils the five biggest reasons why SME’s are struggling to stay afloat in a digital era;

Read More

5 Ways To Locally Advertise Your Small Business

Article | April 5, 2020

Many small businesses have a minimal budget when it comes to advertising, and that can hold them back. It’s not impossible, but it takes a lot more consideration as to where and how you spend that money for maximum exposure and benefit. Before the internet, adverts in the phone book or the local newspaper were the norm, as well as traditional methods such as flyers and posters. These days, small businesses are aware of the importance of search engine optimization (SEO) and the need to rank highly on Google, but the reality is that they also need to focus on hyper-local methods of advertising. In this article, we look at a few ways in which you can do this.

Read More

How to Track Your Small Business Expenses

Article | June 2, 2021

Tracking your business expenses may seem tedious, but it’s a key part of effective money management. Small business expense tracking doesn’t just give you a better idea of your business’s overall financial health, it also helps you prepare for tax season. If you’re not sure where to start, here’s how to learn more about the importance of tracking your expenses—and how to do it right.

Read More

5 Tax-Related Resolutions for Smarter Small Business Accounting in 2020

Article | February 11, 2020

Accountants working with small businesses often play the role of business advisors, especially when it comes to educating their clients about tax regulations and reducing their tax bill by taking all legitimate factors into account. We’ve gathered four tips that accounting professionals can use as a check-list to give to their small and mid-size business owner clients looking to make better financial decisions this year.

Read More

Spotlight

Maris Interiors LLP

At Maris Interiors LLP we create award winning workplaces and have grown to become the UK's leading specialist in workplace optimisation, office design, office fit-out, office refurbishment and office furniture.Founded in 1977, we have successfully completed over 10,000 office design, fit-out and refurbishment projects, ranging in size from 1,500 to 120,000 sq ft, with values from £50k to £20 million.We believe that intelligently designed and fitted out offices significantly improve every aspect of a business, enhancing brand identity and resulting in better staff attraction, staff retention, productivity and morale, ultimately leading to a more profitable business. We call this workplace optimisation.

Events